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- Is it worth taking the risk when you are planning a family? Or is it better to wait?

- What are the top 3 areas for investment in the next 12 months?

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- Is it better to save extra funds via an offset account or to pay directly off the home loan?

- Is it worth taking the risk when you are planning a family? Or is it better to wait?

- What are the top 3 areas for investment in the next 12 months?